Insights

Commercial financing contracts and a blank brass seal stamp on a bright desk, illustrating California AB 2116 licensing for business finance providers.

When Your Funder Needs a State License: California AB 2116 and the New Map of Commercial Financing Regulation

REGULATORY UPDATE When Your Funder Needs a State License: California AB 2116 and the New Map of Commercial Financing Regulation...

October 2, 2026October 3, 2026

SBA 7(a) loan application documents beside a bound green copy of the SBA lending rules, SOP 50 10 8.1, effective October 1, 2026

What Changes for SBA Borrowers on October 1, 2026

SBA LENDING What Changes for SBA Borrowers on October 1, 2026 The SBA’s updated lending handbook, SOP 50 10 8.1,...

October 1, 2026October 1, 2026

Capital Source title card: green ribbons labeled Lender A senior lien and Lender B junior lien merge into one shared collateral arrow, flanked by icons for accounts receivable, equipment, purchase orders, and working capital

Intercreditor Agreements: Making Room for Multiple Sources of Capital

REFERRAL PARTNER SERIES Intercreditor Agreements: Making Room for Multiple Sources of Capital Two lenders, one collateral pool: the intercreditor agreement...

September 29, 2026October 2, 2026

An anonymous finance leader compares four translucent green scenario sheets across a debt-planning grid in a bright boardroom.

The Fed Raised Rates: Stress-Test Your Floating-Rate Business Debt for 2027

Interest-rate planning The Fed Raised Rates: Stress-Test Your Floating-Rate Business Debt for 2027 The Federal Reserve raised its target rate...

September 18, 2026September 17, 2026

A business owner stands with their back to the camera in a bright warehouse, looking at one oversized deep green crate that towers over a row of much smaller crates, a visual analogy for one customer carrying most of the revenue.

Customer Concentration: How One Big Customer Can Shrink Your Credit Line

Customer Concentration: How One Big Customer Can Shrink Your Credit Line Landing a customer that grows into 40% of your...

September 15, 2026September 29, 2026

Capital Source card for August 2026 industries served, headlined $3.9M put to work, over a photograph of a quiet white office corridor with deep green walls and one person walking away in the distance, above three figures: 12 fundings closed in August, 7 industry sectors, and amounts from $31.6K to $1M right-sized to each operator.

August 2026 Industries Served List

Press release · August 2026 funding activity August 2026 Industries Served List Twelve fundings in August. Eleven businesses. One of...

September 8, 2026September 8, 2026

Schematic weekly cash balance across thirteen weeks, drifting down unevenly to a low point in week seven that falls below the minimum cash line, then recovering to finish the quarter higher than it started.

The 13-Week Cash Flow Forecast: How to Build One (and What a Lender Reads in It)

The 13-Week Cash Flow Forecast: How to Build One (and What a Lender Reads in It) Your bank balance tells...

September 3, 2026August 30, 2026

Wide view down the aisle of a modern third-party logistics warehouse: tall deep green pallet racking on both sides loaded with shrink-wrapped pallets, two green reach trucks in the aisle, a roller conveyor running along the right, and two workers in green safety vests seen from behind under bright neutral daylight.

Financing a 3PL: Working Capital for Warehousing and Fulfillment Operators

Financing a 3PL: Working Capital for Warehousing and Fulfillment Operators Imagine every pallet in this picture belongs to somebody else....

August 31, 2026August 27, 2026

Line chart comparing two cumulative AI cost trajectories over twenty conversation turns on one shared scale: a flat per-turn expectation rises almost imperceptibly while what is actually billed curves steeply upward, about ten and a half times higher by turn twenty. The shaded gap between them is labeled the part nobody budgeted for.

AI Consumption Is Now a Line Item: How to Control Your Business’ Token Spend

AI Consumption Is Now a Line Item: How to Control Your Business’ Token Spend Because these systems are stateless, the...

August 27, 2026August 27, 2026

Inventory Lines of Credit and Work-in-Process (WIP) Financing: A Guide for U.S. Manufacturers

Manufacturing Finance A practical guide for manufacturers and product businesses on how inventory lines of credit and work-in-process (WIP) financing...

August 25, 2026July 1, 2026