We design capital around the deal.
Six ways to fund what’s next — each structured around how your business actually earns, collects, and grows. For founders and operators who need capital that fits the deal, not a template.
Which financing solution fits your business?
The right solution depends on where your cash is and what the capital needs to do — receivables tied up in slow-paying invoices point one way, an acquisition or a seasonal inventory build point another. Capital Source has been funding businesses since 2015 and manages over $500 million in active funding programs, so the structures below aren’t a menu to guess from: tell us how the business gets paid and we’ll match the structure to it. Here’s the directory.
Asset-Based Lending
Asset-based lending is financing secured by what your business owns — receivables, inventory, equipment, or real estate. The structure is driven by collateral value rather than historical cash flow alone, which makes it a fit when the balance sheet is stronger than the last twelve months of statements.
Business Line of Credit
A business line of credit is revolving capital built for the mismatch between when income arrives and when expenses are due. Draw what you need, repay, and draw again — so payroll, materials, and opportunities never wait on collections.
Invoice Factoring
Invoice factoring converts unpaid B2B invoices into working capital instead of waiting out Net 30, 60, or 90 terms. The work you’ve already delivered funds the work in front of you.
Revenue-Based Funding
Revenue-based funding structures payments as a percentage of revenue, so the obligation flexes with sales. Strong months move faster, slower months breathe — capital aligned to performance instead of a fixed calendar.
Working Capital
Working capital financing is structured around your cash cycle — the gap between paying for the work and getting paid for it. Programs run from $50K to $8M, designed around how the business actually operates.
Acquisition Financing
Acquisition financing is capital to buy a business or the fixed assets that grow one — a competitor, a book of business, a building, the equipment that wins the next contract. Structured around the deal you’re buying, not just the one you’re running.
Not sure where to start? Start anywhere.
Tell us where your business is headed and we’ll structure capital around it — picking the right instrument is our job, not yours.
How do we decide which structure to offer?
We look beyond FICO at how the business actually performs — revenue rhythm, receivables, assets, and the opportunity the capital unlocks. There are no SIC-code restrictions, so your industry is a structuring input, not a disqualifier. Read about how we operate and the industries we fund, then bring us the deal.
Frequently asked questions
How do I know which solution fits my business?
Start with how your business gets paid. Cash tied up in invoices points to factoring or asset-based lending; recurring income-and-expense gaps point to a line of credit; strong but uneven revenue points to revenue-based funding. You don’t have to decide alone — our Deal Desk recommends a structure based on the deal itself.
How fast can I get a decision?
Decisions can come as fast as 24–48 hours once we have what we need. Timelines vary with the structure and the completeness of your file, and all funding is subject to underwriting — we’ll tell you up front what we need and where things stand.
Which industries do you fund?
We have no SIC-code restrictions, so no industry is off-limits by default. From manufacturing and construction to healthcare and e-commerce, your vertical shapes the structure rather than the answer. See the full picture on our Industries We Fund page.
How do I get started?
Apply online in a few minutes, or talk to our Deal Desk first. Either way, we start with a conversation about how your business earns and what the capital needs to do — then we structure around it.
Capital in motion starts with a conversation.
Apply online and we’ll review how your business performs, or reach the Deal Desk and walk through the options with a person who structures deals every day.