REGULATORY UPDATE When Your Funder Needs a State License: California AB 2116 and the New Map of Commercial Financing Regulation California has enacted the broadest commercial financing licensing law in the country. Here is what AB 2116 covers, which dates matter, and what borrowers should consider between now and July 2028. On September 30, 2026,...
SBA LENDING What Changes for SBA Borrowers on October 1, 2026 The SBA’s updated lending handbook, SOP 50 10 8.1, takes effect October 1, 2026. What owners, buyers, and advisors should know about eligibility, guarantees, and acquisition paperwork, and which financing paths stay open when a deal no longer fits the SBA box. On October...
Interest-rate planning The Fed Raised Rates: Stress-Test Your Floating-Rate Business Debt for 2027 The Federal Reserve raised its target rate by 25 basis points on September 16, 2026. If your business carries a floating-rate revolver, asset-based facility, or variable-rate term loan, the useful response is not to predict the next meeting. It is to calculate...
AI Consumption Is Now a Line Item: How to Control Your Business’ Token Spend Because these systems are stateless, the whole conversation is re-sent on every turn, so cumulative cost tracks n(n+1)/2 rather than n. Both trajectories are drawn on one shared scale. Your AI bill grows with usage rather than headcount, which makes it...
How Capital Source Uses AI to Deliver Faster, Smarter Business Financing Decisions In commercial finance, the answer is the product. Business owners do not just want capital, they want clarity fast enough to act on it. Here is how Capital Source built its underwriting and execution around decisiveness, and how AI has supercharged a speed...
