REGULATORY UPDATE When Your Funder Needs a State License: California AB 2116 and the New Map of Commercial Financing Regulation California has enacted the broadest commercial financing licensing law in the country. Here is what AB 2116 covers, which dates matter, and what borrowers should consider between now and July 2028. On September 30, 2026,...
Financing a Sales Team: Revenue-Based, Term Loan, or Line of Credit? A sales rep costs cash from the first payroll run and contributes cash months later. How you fund that gap matters more than most owners expect, because the three products owners reach for repay in three very different shapes. You have two or three...
Financing a Cattle Operation in 2026: Record Prices, a Shrinking Herd, and the Capital to Compete Cattle & Ranch Finance Cattle prices have never been higher, and it has never taken more capital to stay in the game. In 2026 the U.S. herd sits at its lowest point in generations, every head you buy or...
Invoice Factoring vs. a Line of Credit: A Founder’s Guide You sell on 30, 60, or 90-day terms, the work is good, the customers pay eventually, and yet payroll keeps arriving faster than your collections. Two tools fix that timing gap in very different ways: selling your receivables (invoice factoring) or drawing on a revolving...
Digital Media Financing in 2026: Invoice Factoring vs. Stretch Finance (and When to Use Both) Two ways to turn revenue into working capital, and the one question that tells you which you actually need. Most digital media operators go looking for digital media financing at one of two moments. The first is when the work...
