SBA Doubles the Combined 7(a) and 504 Loan Limit to $10 Million: What Capital-Intensive Businesses Should Know The SBA just doubled how much an owner can borrow across its two flagship programs to $10 million. For capital-intensive operators buying real estate and equipment, the change rewards businesses that structure the two loans together, and it...
The 7 Financial Models Every Founder Should Know (and How AI Builds Them Faster) These are the financial models every founder should know, the seven that do most of the heavy lifting in finance, from a kitchen-table forecast to a nine-figure acquisition. Knowing what each one answers, and where AI now speeds up the build,...
The 5 Smartest Uses of Cash (a Capital Allocation Guide for Founders) Every dollar your business generates can only be spent once. The founders who compound value over time are not the ones who work hardest. They are the ones who are most deliberate about where each dollar goes. When you run a private, small...
12 Red Flags Lenders See in Your Financials (and How to Fix Them Before You Apply) An underwriter reads your financials the way an editor reads a manuscript: looking for the places where the story stops holding together. The good news is that most of those places are visible before you ever apply, and most...
Why Profitable Businesses Still Run Out of Cash (and How to Fix It) Your income statement says you made money. Your bank balance says you are nearly out of it. That gap is one of the most common and most misunderstood pressures in business, and it has very little to do with whether you run...
