Acquisition Capital Stack: Why Deal Financing Must Be Tested Before the LOI A business acquisition can appear fully financed before the financing is truly supportable. The sources and uses table may balance. The purchase price may be agreed in principle. The buyer may have a lender indication, a seller note, and equity lined up. Yet...
Choosing the Right Capital Structure: Debt vs. Equity vs. Hybrid Every growing company eventually faces the same fork in the road: fund the next phase with debt, with equity, or with something in between. The choice is not about which is “better.” It is about matching the financing to the predictability of the cash flow...
Equity vs Debt Financing: Why Borrowing Capacity Should Be Tested Before Selling Ownership A Capital Structure Framework for Matching Debt Capacity, Collateral, Cash Conversion, and Equity to the Right Funding Need Business owners often face the capital question too late. The company needs cash. Growth is available. Inventory must be purchased. A contract must be...
AI Is Rebuilding Professional Services: What It Means for Your Finance Function Artificial intelligence is quietly rewiring professional services from the inside, and the finance function is near the center of it. Here is what the shift means for how your business runs its numbers, and why the capital partner you choose now matters more...
SBA Doubles the Combined 7(a) and 504 Loan Limit to $10 Million: What Capital-Intensive Businesses Should Know The SBA just doubled how much an owner can borrow across its two flagship programs to $10 million. For capital-intensive operators buying real estate and equipment, the change rewards businesses that structure the two loans together, and it...
