How Capital Source Uses AI to Deliver Faster, Smarter Business Financing Decisions In commercial finance, the answer is the product. Business owners do not just want capital, they want clarity fast enough to act on it. Here is how Capital Source built its underwriting and execution around decisiveness, and how AI has supercharged a speed...
Private Credit vs. a Conventional Bank: When Each One Fits A conventional bank says no. A private credit fund says yes, but at a higher cost. Neither one is wrong. They are built for different deals, and knowing which one fits yours is half the battle. If you run a lower-middle-market company, you have probably...
Cash Flow vs. EBITDA: Why a Profitable Business Can Still Run Dry A strong EBITDA number can sit right next to an empty bank account. If you have ever looked at a healthy earnings figure and then struggled to pay a vendor, the problem is not your business. It is that EBITDA and cash are...
How to Calculate and Improve Your DSCR (the Number Lenders Want to See) A bank can like your business, respect your story, and still decline the request, all because of one ratio you may never have been shown. Debt service coverage is the number that quietly decides most of these conversations, and once you understand...
What the Fed’s Rate Hold (and Hawkish Tone) Means for Business Borrowing The Federal Reserve held rates steady in June 2026, yet the accompanying language and the committee’s own projections leaned in a firmer direction. What follows is a measured account of what a hold of this character does to your cost of capital, and...
