We fund the businesses that keep the economy moving.
No SIC-code restrictions, no off-limits verticals. If your business has real revenue and a real opportunity, your industry is a structuring input — not a disqualifier.
Every industry runs on a different cash rhythm. Contractors wait on draws, distributors front inventory, agencies bill in arrears, restaurants live week to week on volume. Banks tend to treat those rhythms as risk; we treat them as the design brief. Capital Source structures working capital around how your vertical actually pays — financing delivered through our Stretch Finance program.
Where we put capital to work
Manufacturing
Raw materials in the door before a single invoice goes out. We structure around production cycles and work-in-process so you can take the bigger order.
Construction & trades
Mobilization costs, materials, and payroll land long before the draw does. Capital bridges the gap between doing the work and getting paid for it.
Transportation & logistics
Fuel, drivers, and maintenance are due today; shipper payments run 30–60 days behind. We structure around the receivables lag.
Wholesale & distribution
Margins live in buying right — volume discounts, supplier deposits, seasonal stock-ups. Capital sized to your turn, not a generic line.
Restaurants & hospitality
Build-outs, equipment, seasonality, a second location. High-volume operators deserve structures built on revenue, not just FICO.
Retail & e-commerce
Inventory ahead of the season, marketing ahead of the sale. We fund the buy so the demand you’ve built has something to land on.
Healthcare practices
Insurance reimbursement timelines collide with payroll and equipment needs. Structures that respect the receivables cycle.
Professional services
Agencies, consultancies, and firms billing in arrears — capital smooths the gap between delivering the work and collecting on it.
Agriculture & food production
Long production cycles, concentrated selling windows. Capital aligned to harvests, herds, and contracts instead of monthly templates.
Staffing & business services
You pay your people weekly while clients pay monthly. We structure around that math so growth doesn’t outrun payroll.
Energy & field services
Equipment-heavy, project-based, paid on completion. Funding structured around the job calendar and the iron that does the work.
Technology & media
Growth outpaces collections in subscription and project businesses alike. Capital for the next stage without giving up equity.
Don’t see your industry?
That’s the point of having no SIC-code restrictions — the list above is where we work most, not where we stop. If your business has consistent revenue and a clear use for capital, talk to our Deal Desk and we’ll look at the actual business.
How we fund it
- Working Capital$50K–$3M structured around your cash flow
- Asset-Based LendingBorrow against what the business owns
- Invoice FactoringTurn receivables into working cash
- Receivables FinancingStop waiting 30–60 days to get paid
- Equipment FinancingThe iron that does the work
- Purchase Order FinancingFund the big order before you fill it
- Inventory FinancingStock up ahead of demand
- Acquisition FinancingBuy the business, the book, or the building
Not sure which structure fits? That’s our job, not yours — read about how we operate, or start a conversation and we’ll design around the deal.
Your industry isn’t the obstacle.
Tell us how your business gets paid and what the next opportunity looks like — we’ll structure capital around it.