Category: Alternative Financing

U.S. and China trade war impact illustrated with shipping containers and economic tension symbols Why: This includes the central theme (U.S.-China trade war), visual elements (shipping containers), and emotional tone (tension), which boosts SEO and accessibility
Post

Understanding Trade Wars: Industry Insights and Capital Source’s Credit Advantage (Part 1)

The ongoing trade war has indeed escalated to unprecedented levels, with the U.S. imposing a 125% tariff on Chinese goods and China retaliating with a now 84% tariff on U.S. imports. This conflict, rooted in long-standing trade imbalances and geopolitical tensions, is having profound and trembling impacts across various industries. Recent headlines about international trade...

Illustrated scene of attendees enjoying poolside activities at the 2025 International Factoring Association Conference, held May 7–9 at JW Marriott Desert Springs Resort & Spa in Palm Desert, California
Post

Capital Source’s CEO, Jeffrey Heyn, to Attend 31st Annual International Factoring Association Conference

As an IFA Ally Member, Capital Source, is pleased to announce that a delegation of team members, including our CEO, Jeffrey Heyn, will be attending the 31st Annual Factoring Conference organized by the International Factoring Association (IFA). The conference is scheduled for May 7–9, 2025, at the JW Marriott Desert Springs Resort in Palm Desert,...

Business owner receives fast funding via fintech platform while traditional bank delays cause frustration — comparison of alternative financing vs traditional loans
Post

Speed vs. Cost: Re-evaluating the True Price of Alternative Financing Against Traditional Bank Loans

Introduction:   Businesses seeking financing typically evaluate options based solely on annual percentage rates (APR), often perceiving traditional bank loans as more cost-effective than alternative financing solutions like factoring or revenue-based lending. However, this simplistic comparison overlooks a crucial variable: the speed of funding. Traditional banks, while potentially offering lower nominal APRs, frequently take upwards...

notebook with working capital written on it in bold letters. working capital cycle
Post

The Working Capital Cycle

An RBF Framework for Making Credit Decisions In the landscape of alternative finance, where small businesses often seek capital when traditional banks decline to lend, understanding the working capital cycle is crucial. This financial metric not only provides insights into a company’s operational efficiency but also serves as a more reliable indicator for lending decisions...