The ongoing trade war has indeed escalated to unprecedented levels, with the U.S. imposing a 125% tariff on Chinese goods and China retaliating with a now 84% tariff on U.S. imports. This conflict, rooted in long-standing trade imbalances and geopolitical tensions, is having profound and trembling impacts across various industries. Recent headlines about international trade...
Category: Alternative Financing
Capital Source’s CEO, Jeffrey Heyn, to Attend 31st Annual International Factoring Association Conference
As an IFA Ally Member, Capital Source, is pleased to announce that a delegation of team members, including our CEO, Jeffrey Heyn, will be attending the 31st Annual Factoring Conference organized by the International Factoring Association (IFA). The conference is scheduled for May 7–9, 2025, at the JW Marriott Desert Springs Resort in Palm Desert,...
Speed vs. Cost: Re-evaluating the True Price of Alternative Financing Against Traditional Bank Loans
Introduction: Businesses seeking financing typically evaluate options based solely on annual percentage rates (APR), often perceiving traditional bank loans as more cost-effective than alternative financing solutions like factoring or revenue-based lending. However, this simplistic comparison overlooks a crucial variable: the speed of funding. Traditional banks, while potentially offering lower nominal APRs, frequently take upwards...
The Working Capital Cycle
An RBF Framework for Making Credit Decisions In the landscape of alternative finance, where small businesses often seek capital when traditional banks decline to lend, understanding the working capital cycle is crucial. This financial metric not only provides insights into a company’s operational efficiency but also serves as a more reliable indicator for lending decisions...
Understanding Your Guaranty: Personal, Performance, and/or Validity
Is your lender asking for a guarantee? A guarantee is the assurance that you will fulfill a commitment or obligation. When used in lending, a guaranty is a legal covenant and financial promise that you will fulfill your end of the bargain in its entirety. Understanding your guaranty is crucial to any borrowing decision. There...