For many businesses, inventory is one of the most valuable assets, directly impacting revenue and growth potential. However, maintaining optimal stock levels without tying up working capital can be challenging. That’s where an Inventory Line of Credit comes in—a flexible financing solution that allows businesses to purchase inventory while preserving cash flow. At Capital Source...
“By failing to prepare, you are preparing to fail.”-Benjamin Franklin. Introduction As we approach the new year, it’s time to prepare your business for 2025. Now is the time to assess the successes and challenges of the past year and set a proactive course for the months ahead. Whether your business surged due to seasonal...
An RBF Framework for Making Credit Decisions In the landscape of alternative finance, where small businesses often seek capital when traditional banks decline to lend, understanding the working capital cycle is crucial. This financial metric not only provides insights into a company’s operational efficiency but also serves as a more reliable indicator for lending decisions...
Is your lender asking for a guarantee? A guarantee is the assurance that you will fulfill a commitment or obligation. When used in lending, a guaranty is a legal covenant and financial promise that you will fulfill your end of the bargain in its entirety. Understanding your guaranty is crucial to any borrowing decision. There...
Business owners often face a critical decision when seeking capital: should they sell equity or borrow funds through debt? Each option presents its own set of advantages and disadvantages, making it essential to evaluate the broader implications before committing to one strategy. In startup/founder circles and spheres of influence, “Equity” is the most understood and...
