Solutions
Asset-Based Lending
If you own real estate, equipment, inventory or accounts receivable, we may be able to secure you a loan or some other type of financing against these assets. This type of financing is ideal for business expansions or acquisitions—particularly when it may take a few months for increased revenue to materialize.
We work across a wide range of asset classes, including equipment and commercial real estate. Property types we finance include multifamily, office, retail, industrial, and mixed-use assets, and we can accommodate both owner-occupied and investment scenarios. By focusing on the value of the underlying collateral rather than relying solely on historical cash flow, we’re often able to support transactions that traditional lenders may overlook—offering more dollars and a flexible, opportunity-driven approach to funding.
Business Line of Credit
A business line of credit is a flexible financing solution that allows you to have money waiting in the wings for when you need it most. It’s the perfect product for businesses that have a mismatch between their income and expenses and often sought out by inventory heavy businesses. Due to the revolving nature of this product, underwriting standards tend to be more rigorous than those for traditional term loans.
One of the key advantages of a business line of credit is the ongoing access to capital without the need to reapply each time funding is required. This makes it an excellent tool for managing working capital, handling unexpected expenses, or taking advantage of limited-time opportunities—without disrupting your long-term financing strategy. The ability to draw funds as needed and repay them on a rolling basis gives business owners more control, agility, and peace of mind, particularly in industries with seasonal revenue or fluctuating cash flow.
Invoice Financing
This is very similar to a line of credit and ideal for businesses that wait to get paid by their customers or have an unfavorable mismatch between their income and expenses. Although slightly more expensive than a line of credit, an invoice factoring facility is not a loan, so the financing company (usually) takes the risk that your customer doesn’t pay. As a result, it typically does not appear as debt on your balance sheet.
This type of financing is especially useful for B2B companies with long payment terms (e.g., Net 45, Net 60, or Net 90) or seasonal revenue fluctuations. It provides reliable access to capital for covering operating expenses such as payroll, fueling growth initiatives, or managing unexpected costs—without waiting on customer remittances.
Revenue Based Financing
A revenue advance is a fast, flexible financing solution ideal for businesses that need quick access to capital—whether to bridge cash flow ahead of a busy season, respond to an unforeseeable, or capitalize on a time-sensitive opportunity. It’s particularly well-suited for high-growth businesses with strong margins and short cash conversion cycles. Unlike traditional loans, repayment is structured as a fixed percentage of your future revenue, allowing for greater flexibility—your payments mirror your sales. This built-in flexibility and alignment makes revenue-based financing especially attractive for businesses heading into—or just coming off of—a busy season, when revenue can fluctuate significantly.
Our application process is streamlined, with minimal documentation required, and most deals are funded within 24 to 72 hours. However, because repayment is closely tied to your revenue performance, this product is best suited for businesses with consistent or rapidly growing sales.